Senior Underwriter

At a glance

Summary by MCA Job Board

Role type

Underwriting

Level

Senior

Experience asked

3+ years

About the role

Join our team as a Senior Underwriter, where you'll lead critical credit decisions, conduct in-depth financial analysis of merchants and structure funding offers in a fast-paced fintech environment. With opportunities based in Utah or Virginia, this role is perfect for someone with strong risk assessment skills, experience in merchant cash advance underwriting, and the drive to shape credit strategy.

The employer Technologies, Inc. is a technology-fueled business funder based in Los Angeles, California. Our mission is to disrupt the small business financing space by integrating payments and working capital while providing proprietary embedded financial software to our partners. We were named one of Inc. 500's fastest growing private companies and are looking for an experienced Merchant Cash Advance Sr. Underwriter to join our Merchant Cash Advance Underwriting Team.

Key Responsibilities

• Conduct detailed financial analysis to determine the credit worthiness of a merchant
• Perform risk-based underwriting reviews of applications which includes the analysis of credit reports, bank statements, and various other business documentation in order to determine a merchant's credibility
• Price and structure funding offers
• Interact with internal sales team
• Conduct underwriting interviews with perspective merchants

Qualifications

• 3+ years in underwriting role at merchant cash advance provider
• Experience reviewing bank statements
• Experience reviewing company financials (P&Ls, balance sheets, tax returns)
• Bachelor's degree
• Excellent risk assessment and risk management skills
• Knowledgeable with credit reporting docs & systems
• Excellent verbal and written communication skills, strong presentation skills

Benefits

• Competitive salary
• Full health benefits
• Unlimited PTO